The U.S. Consumer Financial Protection Bureau (CFPB) finalized a rule Nov. 21 to regulate large non-bank companies that offer digital money transfer and payment wallet applications. The rule will help the CFPB ensure that these companies (especially those that process more than 50 million transactions per year) comply with federal law, as do large banks, credit unions, and other Financial Institution Groups that the CFPB already regulates. The CFPB estimates that the most widely used application...
The Consumer Financial Protection Board (CFPB) in the United States stated in a report titled "Banking in Video Games and the Virtual World" that cryptocurrencies may have a small share in the virtual gaming world, but game creators' interest in bringing virtual goods into the real world is growing, and users need to be vigilant about financial risks in video games and the virtual world.
美国消费者金融保护局(CFPB)在一份题为“视频游戏和虚拟世界中的银行业务”的报告中表示,加密货币在虚拟游戏世界领域可能占有较小的份额,但游戏创作者对将虚拟物品带入现实世界的兴趣正在增长,用户需警惕视频游戏和虚拟世界中的金融风险。 报告表示:“虽然这些加密资...
Od美国议员就消费者金融保护局提出的新规进行辩论,该规定可能将支付应用程序(如PayPal和Venmo)纳入监管范围,并涉及加密货币。在国会的听证会上,一些众议院共和党人指责CFPB超前于国会对加密货币立法的努力,并询问证人机构是否有权监管加密货币行业。一些民主党众议员表示,鉴于加密货币的波动性,CFPB对其进行监管是必要的。他们表示,过去几年推出的许多加密货币已经“消失”,导致人们损失了投资。 辩论的焦点是一项名为“定义一般用途数字消费者支付应用程序市场较大参与者”的拟议规定,该规定首次于去年11月