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The November two-term LPR remains stable as scheduled, and experts say there is still a possibility of a downturn next year

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2024-11-20 11:35:09
On November 20th, following the sharp decline in the loan market quotation rate (LPR) in October, the two-term variety in November "stayed put" as scheduled. The analysis believes that, in view of the current LPR pricing basis remains stable, the bank interest rate is under pressure and there is no downward pressure, and this month's quotation is stable in line with expectations; Looking forward, due to the previous series of policy effects are still emerging, there is no urgent downward pressure on LPR in the short term, but focusing on further stabilizing the real estate market and boosting the economy, there is still a possibility of downward quotation next year. Looking forward to the follow-up, some respondents predict that the economic operation is expected to continue to recover before the end of the year, the policy interest rate is expected to remain stable, and the LPR will continue to remain unchanged. However, in the longer term, in order to further promote the stability of the real estate market, boost the momentum of economic growth, promote a moderate recovery in the price level, and effectively respond to the uncertainty of the external trade environment, the central bank will adhere to a supportive monetary policy stance in 2025, with room for interest rate cuts and RRR cuts. At that time, LPR is also expected to follow suit.