A number of banks will cut the RMB deposit interest rate 200,000 yuan for three years, and the interest will be 1,500 yuan less
2024-10-18 09:20:25
October 18th news, this morning, a number of major banks announced a reduction in RMB deposit listing rates. The last round of national commercial bank deposit rate cuts began on July 25th, and the 1-year, 2-year, 3-year, and 5-year deposit listing rates of major state-owned banks fell to 1.35%, 1.45%, 1.75%, and 1.80%. < b > From this calculation, the three-year deposit interest rate is reduced by 0.25 percentage points. If 200,000 yuan is deposited for three years, the interest rate will be reduced by 1,500 yuan in three years after the interest rate reduction. Recently, a number of small banks have also announced lower deposit interest rates. Since October, rural commercial banks or village banks in Guangxi, Guizhou, Guangdong, Hainan, Henan, Liaoning, and Xinjiang have adjusted deposit interest rates. Some bank interest rates have fallen by 50 BP.