According to a survey by the Financial Industry Regulatory Authority (FINRA), 55% of Gen Z in the United States prefer to invest in cryptocurrencies. Gen Z prefers on-chain rather than online finance. It believes that digital banking platforms are unwieldy and opaque. Gen Z prefers to manage their finances on-chain through decentralized financial applications and digital dollar stablecoins. It is reported that Generation Z refers to the generation of people born between 1997 and 2012 who are now between the ages of 12 and 27.
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美国加密货币和人工智能沙皇 David Sacks 发文称:“这是加密货币的巨大胜利,美国联邦存款保险公司(FDIC)将跟随美国货币监理署(OCC),取消将‘声誉风险’作为银行监管因素的做法。
‘声誉风险’在理论上听起来可能不错,但它被定义为‘有关机构商业行为的负面宣传(无论真实与否)将导致客户群下降、代价高昂的诉讼或收入减少的...