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Many banks in Beijing quickly cut mortgage interest rates, and the first mortgage interest rate in Beijing fell to 3.4%.

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2024-07-23 15:55:49
On July 23rd, a number of banks in Beijing have started to cut mortgage interest rates, with the first home loan interest rate falling to 3.4% and the second home loan interest rate as low as 3.6%. "Yesterday, the LPR dropped, and the mortgage interest rate followed suit." A customer manager at China Merchants Bank in Beijing said that the current first home loan interest rate is as low as 3.4%, and the second home depends on whether the house is located in the Fifth Ring Road or outside the Fifth Ring Road. "After the LPR reduction, the first home loan interest rate will drop to 3.4%; if it is a second home, if the customer buys a house within the Fifth Ring Road, the mortgage interest rate will drop to 3.8%, and if he buys a house outside the Fifth Ring Road, the mortgage interest rate will drop to 3.6%." A person from the Personal Loan Center of a branch of Industrial and Commercial Bank of China in Beijing told reporters.