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北卡罗来纳州比特币投资法案将创建投资管理局,将州内各基金的5%投资于数字资产

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2025-03-25 15:51:09

北卡罗来纳州通过HB506法案:5%州基金可配置比特币,对投资者意味着什么?



美国北卡罗来纳州近期通过具有里程碑意义的比特币投资法案HB506,正式授权州政府机构投资数字资产。根据Bitcoin Laws披露的细节,该法案将成立全新的北卡罗来纳州投资管理局(NCIA),由州财政部长直接领导,并允许将州内各类公共基金的最高5%配置于比特币等加密货币



关键要点解析:


1. 非强制性比特币储备:与部分媒体报道不同,HB506并未建立"比特币国家储备",而是赋予投资权限

2. 与佛罗里达州法案类比:其立法思路接近佛罗里达州的HB487和SB550法案,均属授权性而非强制性投资框架

3. 渐进式投资策略:5%的比例限制显示审慎态度,避免过度风险暴露



对投资者的潜在影响:


政策风向标:继德州、佛州后又一共和党主政州拥抱加密货币,强化美国"比特币带"政策趋势

流动性支持:机构级资金入场可能改善比特币市场深度,降低散户投资波动风险

合规示范效应:为其他州提供可复制的监管模板,或加速更多公共基金配置加密资产

风险提示:5%限额仍可能调整,需关注后续实施细则及会计处理标准

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